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    Legal Harbor LLC | 2810 N Church St PMB 604303
    Wilmington, Delaware 19802-4447 US | Phone: 1 866 591 5249
    Email: info@legalharbor.com

    Text Message Terms and Conditions

    Last updated December 2023

    © Legal Harbor LLC

    These Legal HarborText Message Terms and Conditions (“Text Message Terms”) are between you and Legal Harbor, its past, present, or future parents, subsidiaries, affiliates, predecessors, assignees, successors, and their respective agents, employees, directors, officers, partners, and members (whether acting in their corporate or individual capacity) (“Legal Harbor,” “we” or “us”), with a principal place of business at 2810 N Church St PMB 604303, Wilmington, Delaware 19802-4447 US. The Text Message Terms have the same effect as an agreement in writing and govern your participation in Legal Harbor’s Text Message Program. Legal Harbor’s “Text Message Program” includes sending text message(s) to Legal Harbor and/or receiving text message(s) from Legal Harbor.

    BY PARTICIPATING IN LEGAL HARBOR’S TEXT MESSAGE PROGRAM, YOU SIGNIFY YOUR AGREEMENT TO THE TEXT MESSAGE TERMS.

    Legal Harbor’s Privacy Policy and Terms of Use apply to your participation in Legal Harbor’s Text Message Program, and their terms are made a part of the Text Message Terms. To view Legal Harbor’s Privacy Policy, click here. To view Legal Harbor’s Terms of Use, click here. By participating in Legal Harbor’s Text Message Program you acknowledge you have reviewed Legal Harbor’s Privacy Policy and Terms of Use and agree to their terms.

    BY PARTICIPATING IN LEGAL HARBOR’S TEXT MESSAGE PROGRAM, YOU AGREE TO ARBITRATE ALL CLAIMS BETWEEN YOU AND LEGAL HARBOR ON AN INDIVIDUAL BASIS ONLY AND NOT AS A PART OF ANY CLASS. A “CLAIM” IS ANY CASE, CONTROVERSY, DISPUTE, TORT, DISAGREEMENT, LAWSUIT, LEGAL ACTION, OR CLAIM NOW OR HEREAFTER PENDING BETWEEN YOU AND LEGAL HARBOR, INCLUDING BUT NOT LIMITED TO ANY ALLEGED STATE OF FEDERAL STATUTORY VIOLATION, OR ANY DISPUTE OVER THE INTERPRETATION OF THE TEXT MESSAGE TERMS OR THE ARBITRABILITY OF ANY CLAIM PURSUANT TO THE TEXT MESSAGE TERMS. THIS AGREEMENT TO ARBITRATE GOVERNS ALL PAST, CURRENT AND PROSPECTIVE INTERACTIONS WITH LEGAL HARBOR. YOU AGREE THAT YOU ARE WAIVING ALL RIGHTS TO: (A) A TRIAL BY JURY; (B) PARTICIPATE IN A CLASS ACTION LAW SUIT OR CLASS ACTION ARBITRATION; AND (C) BRING AN ACTION AGAINST LEGAL HARBOR IN A COURT OF LAW. YOU MAY INDIVIDUALLY ARBITRATE ANY CLAIM AGAINST LEGAL HARBOR IN ANY JURISDICTION IN THE UNITED STATES. LEGAL HARBOR WILL REIMBURSE YOU UP TO $300 OF YOUR ARBITRATION FILING FEE. THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION THEN IN FORCE SHALL GOVERN THE ARBITRATION (provided, however, that the terms of the Text Message Terms shall control over any inconsistency between the Rules of the American Arbitration Association and the Text Message Terms). The arbitrator shall have authority to interpret the Text Message Terms, including but not limited to the authority to decide whether any claim is arbitrable under the Text Message Terms and to decide issues related to the scope of arbitration, the rules of arbitration, the arbitrator’s jurisdiction, and the enforceability of the Text Message Terms. You agree that the Text Message Terms involves commerce under 9 U.S.C. §§ 1 et seq. and that this Arbitration Clause is governed by federal law, including the Federal Arbitration Act. The remainder of the Text Message Terms is governed by the laws of the state of Utah as they apply to agreements made solely therein. This Arbitration Clause shall survive termination of the Text Message Terms.

    1. About the Text Message Terms

    If you do not agree to the Text Message Terms, you may not participate in Legal Harbor’s Text Message Program. Legal Harbor may modify the Text Message Terms at any time. If you do not agree to the changes, you must discontinue your participation in Legal Harbor’s Text Message Program before the changes take effect. Your continued participation in Legal Harbor’s Text Message Program after any such changes take effect constitutes your acceptance of such changes. Each time you participate in Legal Harbor’s Text Message Program you reaffirm your acceptance of the Text Message Terms. The Text Message Terms may be supplemented by additional terms and conditions and, together with these Text Message Terms and the Legal Harbor Privacy Policy and Terms of Use, govern your participation in Legal Harbor’s Text Message Program.

    2. About Legal Harbor text messages

    Legal Harbor’s Text Message Program assists users in communicating with Legal Harbor. Legal Harbor text messages are marketing SMS messages sent to individuals who have provided Legal Harbor with written consent to send the messages. Such written consent may be obtained through the use of electronic signatures, as broadly defined under the E-SIGN Act. Legal Harbor text messages are not mobile spam. The service is a recurring message program.

    3. Consent for Legal Harbor text messages

    When you signed up for Legal Harbor’s Text Message Program, you provided express written consent to receive automated texts about credit repair or credit repair marketing from Legal Harbor. By continuing to participate in Legal Harbor’s Text Message Program (e.g. by not texting STOP in response to any program text), you agree to continue to receive automated texts from Legal Harbor in accordance with your previously provided consent and these Text Message Terms.

    4. Cost of Legal Harbor text messages

    Although all Legal Harbor text messages are complimentary, Message & Data Rates May Apply. Depending on your text plan, you may be charged by your carrier.

    5. Discontinuing text messages

    To stop receiving Legal Harbor text messages, simply text STOP (and no other words or characters) to the short code from which you received the Legal Harbor text message(s). After doing so, you will receive a text message confirming your opt-out and will no longer receive Legal Harbor text messages to the phone number used to text STOP. Almost all STOP requests are taken care of immediately, but it may take up to three (3) business days from the date you text STOP to be removed from Legal Harbor’s texting list(s). NOTE: texting STOP will only stop text messages, and will only stop text messages to the phone number you used to text STOP. To stop receiving marketing phone calls from Legal Harbor that are not text messages, simply text CALLSTOP (and no other words or characters) to the short code from which you received the Legal Harbor text message(s). After doing so, you will no longer receive marketing phone calls from Legal Harbor to the phone number used to text CALLSTOP. Almost all CALLSTOP requests are taken care of immediately, but it may take up to three (3) business days from the date you text CALLSTOP to be added to Legal Harbor’s internal do-not-call list. To stop receiving marketing phone calls from Legal Harbor (that are not text messages) to any phone number, you may contact us at support@legalharbor.com and add your telephone number to Legal Harbor’s internal do-not-call list.

    6. Opting back in

    If you send Legal Harbor a STOP text in response to a Legal Harbor text message, you can start receiving Legal Harbor text messages again by providing consent to Legal Harbor to send the messages.

    7. Receiving more info

    To request more info, simply text HELP to the short code from which you received the Legal Harbor text message(s).

    8. Commands

    Stop: At any time, you can text STOP to the short code from which you received the Legal Harbor text message(s). This will prevent you from receiving future Legal Harbor text messages to the phone number used to text STOP. Almost all STOP requests are taken care of immediately, but it may take up to three (3) business days from the date you text STOP to be removed from Legal Harbor’s texting list(s). Note that texting STOP will only stop text messages, and will only stop text messages to the phone number you used to text STOP. To stop receiving marketing phone calls from Legal Harbor that are not text messages, you can text CALLSTOP to the short code from which you received the Legal Harbor text message(s). This will prevent you from receiving Legal Harbor marketing phone calls (that are not text messages) to the phone number used to text CALLSTOP. Almost all CALLSTOP requests are taken care of immediately, but it may take up to three (3) business days from the date you text CALLSTOP to be added to Legal Harbor’s internal do-not-call list.

    Help:     At any time, you can text HELP to the short code from which you received the Legal Harbor text message(s). Texting HELP will return the following message:

    Legal Harbor Law: Msg&Data Rates May Apply. Txt STOP to end texts. Contact support@legalharbor.com for more info.

    9. Participating Carriers

    ACS Wireless, All West, Alltel, Appalachian Wireless, AT&T, Bluegrass Cellular, Boost, C Spire Wireless, Cambridge Telecom Coop, Carolina West Wireless, Cellcom, Cellular One, Cellular One of East Central Illinois, Cellular One of NEPA, Chat Mobility, Cincinnati Bell, Cricket, Custer, Duet IP, Eagle Valley Comm, Element Mobile, EpicTouch, Farmers Mutual, GCI Communications, Golden State, Illinois Valley Cellular, Immix, Inland Cellular, iWireless, Leaco, Manti, MetroPCS, Mobi PCS, Mosaic, Nemont, Nex-Tech Wireless, Nextel, nTelos, Nucla Nutria, NW Missouri Cellular, Panhandle Telecommunications, Peoples Wireless, Pioneer, Plateau, Revol Wireless, Silver Star, South Central Comm, Sprint, Sprocket, Syringa, Thumb Cellular, T-Mobile®, U.S. Cellular, UBET, Union Wireless, United, Verizon Wireless, Viaero Wireless, Virgin Mobile and West Central Wireless.