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Frequently asked

You've got questions. We've got answers.
While these are some of the most common questions we hear at LegalHarbor, if you can’t find what you’re looking for, don’t hesitate to reach out.

What is credit repair, and how can LegalHarbor help?

Credit repair involves the process of improving and fixing errors on your credit report. LegalHarbor specializes in identifying inaccuracies, disputing discrepancies, and providing personalized strategies to boost your credit score.

How long does the credit repair process take?

The duration varies based on individual circumstances. While some see improvements in a few months, significant changes may take longer. Factors like the complexity of issues and responsiveness of credit bureaus influence the timeline.

Can LegalHarbor guarantee specific results?

While we cannot guarantee specific outcomes, we are committed to providing diligent credit repair services. Our goal is to maximize improvements in your credit profile, but individual results may vary.

What sets LegalHarbor apart from other credit repair services?

LegalHarbor stands out with experienced professionals, a personalized approach, and a results-driven focus. We prioritize transparency, integrity, and client success, offering tailored solutions to meet your unique needs.

How does LegalHarbor handle disputes with credit bureaus?

We initiate disputes by carefully analyzing your credit reports and identifying inaccuracies. We provide supporting documentation and work closely with credit bureaus to resolve disputes promptly.

Is it legal to use a credit repair service?

Yes, it is legal to use a credit repair service like LegalHarbor. We adhere to all relevant laws and regulations governing the credit repair industry.

Can LegalHarbor help with debt settlement negotiations?

Yes, our services extend to assisting clients with debt settlement negotiations. We work with creditors to develop structured repayment plans and help ease the burden of outstanding debts.

Will using LegalHarbor negatively impact my credit score?

No, seeking professional credit repair assistance should not have a negative impact on your credit score. In fact, the goal is to identify and rectify issues that may be lowering your score.

What information do I need to provide to get started with LegalHarbor?

To begin, we’ll need your credit reports from the three major credit bureaus. We will obtain these for you FREE of charge with your enrollment with us.

How can I get in touch with LegalHarbor for more information?

You can contact us through our website’s “Contact Us” page or reach out directly via phone or email. We’re here to answer any questions and provide the support you need on your credit repair journey.