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    Legal Harbor LLC | 2810 N Church St PMB 604303
    Wilmington, Delaware 19802-4447 US | Phone: 1 866 591 5249
    Email: info@legalharbor.com

    Get started today with our free
    credit score analysis

    Experience the Industry's Leading Guarantee in Credit Repair: Cancel Anytime plus a 90-Day Performance-Based Money-Back Guarantee – Your Satisfaction, Our Commitment!

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    Your solution to better
    credit starts here

    At Legalharbor our commitment to our client's goes beyond just repairing credit; it's about empowering our clients to achieve their financial goals.

    Legalharbor three step approach

    Credit repair is a process designed to improve an individual's creditworthiness and credit score. It involves taking actions to address and rectify negative information on a person's credit report, ultimately leading to an improved credit profile.

    The goal of credit repair is to help individuals qualify for better interest rates on loans, credit cards, and other financial products.

    Step 1

    Analyze

    Analyze your credit report to find problem areas needed to address and repair.

    Step 2

    Dispute

    Dispute unverifiable, outdated, and erroneous information that is hurting your credit score.

    Step 3

    Build credit

    664

    Build credit, as we aggressively open disputes to remove negative information.

    We will guide you to build stronger credit so that your able to reach your financial goals sooner than later.

    Sign up online now

    What sets Legalharbor apart?

    Feature
    Service Focus
    Credit repair, Credit Building, Debt settlement
    Aggressive credit repair, debt settlement
    Credit repair, identity theft protection, debt settlement
    Pricing (Initial Fee)
    ~$99–$129
    ~$99-$195.99
    ~$89.95-$129.95
    Pricing (Monthly Fee)
    ~$79–$129 per month
    ~$99.99–$195.99 per month
    ~$79.95–$139.95 per month
    Money-Back Guarantee
    Cancel any time plus 90 day Satisfaction guarantee
    90-day satisfaction guarantee
    6-month refund guarantee
    Service Plans
    Customizable plans not a one size fits all approach
    3 levels (Credit Polish, Remodel, Rebuild)
    3 plans (Concord Standard, Premier, Premier Plus)
    Credit Monitoring
    Yes – included with enrollment-valued at $24.99
    Yes
    Yes
    Identity Theft Protection
    Yes all clients up to 1million- included with enrollment
    Optional in higher-tier plans
    Yes (in higher-tier plans)
    Debt Settlement
    Yes
    Yes
    Yes
    Customer Support
    Personalized, Credit Advocates available
    Strong, results-focused support
    Extensive support with case managers
    Reputation
    Experienced in the Industry-growing company
    Well-known, aggressive approach
    Trusted, established, large company
    Ideal For
    Those seeking a more holistic results driven approach
    People with serious credit issues who want fast results
    People looking for a well-established company with comprehensive services

    What are the true costs of poor credit?

    Insurance rates

    30-year-old driver no tickets, no claims 4-door 2016 sedan driving 12,000 a year in a city traffic.

    $1,500
    Excellent credit
    760 or higher
    $2,000
    20% Higher
    Very good credit
    700-759
    $2,150
    45% Higher
    Good credit
    640-699
    $2,400
    60% Higher
    Fair credit
    620-639
    $2,580
    72% Higher
    Poor credit
    Under 620
    Credit card rates

    Average APR accross all credit cards. Credit card rates will vary due to many different factors.

    12.7%
    Excellent credit
    740-850
    17.6%
    Very good credit
    700-739
    20.1%
    Good credit
    660-699
    22.2%
    Fair credit
    620-659
    25.4%
    Poor credit
    Under 620
    Auto loan rates

    60 month loan for $30,000.
    Amount shown is principal and interest.

    $32,667
    Interest rate: 3.4%
    Excellent credit
    760+
    $33,773
    Interest rate: 4.2%
    Very good credit
    740-759
    $35,187
    Interest rate: 6.5%
    Good credit
    700-739
    $37,506
    Interest rate: 9.2%
    Fair credit
    600-699
    $41,882
    Interest rate: 14%
    Poor credit
    Under 600
    Mortgage rates

    30-year Mortgage for $350,000.
    Amount shown is principal and interest.

    $684,116
    Interest rate: 5.1%
    Excellent credit
    760-850
    $693,437
    Interest rate: 5.22%
    Very good credit
    700-759
    $707,528
    Interest rate: 5.4%
    Good credit
    680-699
    $739,308
    Interest rate: 5.8%
    Fair credit
    640-679
    $804,710
    Interest rate: 6.6%
    Poor credit
    < 639

    Get started today!

    Enroll now and get $15 off your enrollment

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